Auto Lease Calculator

Estimate your monthly car lease payments.

Capitalized Cost
Cap Cost Reduction
Typically 50-65%
APR / 2400 (e.g., 0.0025 is ~6% APR)

Estimated Monthly Payment

$0.00
(Includes tax)
Depreciation Fee: $0.00 Finance Fee: $0.00 Total Lease Cost: $0.00

Understanding the Auto Lease Formula

Leasing a car can be complex. Here are the key components:

  • Capitalized Cost: The customized price of the vehicle after negotiations and down payments.
  • Residual Value: The car's estimated worth at the end of the lease. High residual values mean lower monthly payments.
  • Money Factor: The interest rate presented as a decimal. Multiply by 2400 to get the approximate APR.

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